If you have shortlisted a house to buy, you must be shopping for a mortgage to suit your budget. Unlike direct lenders, mortgage brokers work with 3rd parties to connect you with mortgage lenders. In some respects, you can think of them as advisors or consultants as they typically have […]
7 Ways You Can Avoid Sabotaging a Home Loan
Have you been shopping for a good low interest mortgage on a house you intend purchasing? Most prospective home buyers are unaware of the factors in the lending process that can potentially sabotage getting a mortgage. Here are 7 ways you to avoid committing mortgage sabotage when purchasing a home: […]
How Your Mortgage Rate Is Affected By Your Credit Score
It’s no secret that your credit score can impact the interest rate on your mortgage. In fact, a 100-point swing could cost you or save you thousands of dollars. A high credit score along with your DTI (debt-to-income ratio) and your financial history will get you the lowest interest rates […]
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