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What Is a Debt-to-Income Ratio and How Does it Affect Your Mortgage Approval?

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Popular Articles

  • What Documents You Will Need to Apply for a Mortgage
    Before purchasing a home, most buyers will need to qualify for a mortgage. In order to be approved, a buyer will need to prove to a lender that they are capable of paying the mortgage payments and household expenses as well as having a responsible financial history. Lenders do this
  • What Is a Debt-to-Income Ratio and How Does it Affect Your Mortgage Approval?
    If you’re looking for mortgage financing, you may have already come across the term debt-to-income ratio or DTI. This figure will play an important part in whether you get mortgage financing and the amount of financing that is available to you. Comparing Debt to Income Your DTI ratio is a
  • When you are mortgage shopping, you’re often confronted with a confusing array of rates, terms, lending criteria and on and on. One of those options is the term of the loan. Both 15-year mortgages and 30-year mortgages have their own set of pros and cons. You should consider these against

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