Home Purchase
Loans in Ohio

Free Home Purchase Qualifier

With its bustling urban culture and its many lovely parks, Columbus, Ohio is a phenomenal place to purchase a home. The same can be said for the state’s many other wonderful communities.

Whether you plan to stay in OH for just a few years or to put down permanent roots, choosing the most suitable mortgage will ensure that you meet your financial needs.

We Offer These Types of Home
Loans in Ohio

Conventional

If you can purchase your home within the conforming loan limit set by Fannie Mae and Freddie Mac, you can choose a conventional loan.

FHA

The Federal Housing Administration (FHA) insures FHA loans for low down payments and other exciting benefits.

VA

A VA loan which is insured by the Department of Veterans Affairs carries no down payment and comes with affordable interest rates.

USDA

A USDA loan backed by the US Department of Agriculture is another affordable government-insured lending program to consider in Central Ohio.

Jumbo

A jumbo loan is what you need if you require financing above the conforming loan limits.

What Type of Central
Ohio Mortgage Is Right
For You?

The type of loan you need depends on your financial situation as well as your goals in purchasing a home. Considerations include:

  • Your credit score, DTI ratio, and other metrics.
  • The amount of your income.
  • Other details concerning your employment.
  • How high a down payment you can make.
  • The location and nature of the residence you need to finance.
  • Your monthly budget.
  • PMI requirements.
  • Veteran or active-duty status.

Why Make Us Your Ohio Mortgage
Company?

Here are a few reasons to work with Liberty Capital Services on your home purchase loan:

With more than 20 years of experience in the area as well as a number of unique specializations, we can connect any customer who walks through our doors with the most suitable loan.

We operate as a mortgage consulting service, providing you with the same level of quality you would expect if you were a VIP private banking customer.

We strive to build long-term relationships with customers. We are here for you not only when you purchase your home, but over the years ahead.

What Our Clients Are Saying

Joshua Yakunich
Joshua Yakunich
18:29 14 Oct 19
James was a pleasure to work with. I truly felt like he was working for me, to help me through the process of buying a home. He also offered excellent tips on how to structure the loan when it came to the down payment and buying points. I’d recommend him to anyone.read more
Marcus Gorman
Marcus Gorman
16:08 14 Oct 19
James and his team were incredibly helpful with our refinance. Always available, always helpful and never put out by change requests this was truly a great experience. We look forward to completing our kitchen remodel. Thanks again James and Liberty!!!read more
Bobbi Jo Cea
Bobbi Jo Cea
13:56 15 Aug 19
it's been a few years since I bought real Estate. I can tell though James and his team at Liberty Capital were amazing during the process. They were able to find the product to get my deal done, a rehab loan is a little different. Their team made my dream home a reality!read more
Bobbi Jo Cea
Bobbi Jo Cea
13:56 15 Aug 19
it's been a few years since I bought real Estate. I can tell though James and his team at Liberty Capital were amazing during the process. They were able to find the product to get my deal done, a rehab loan is a little different. Their team made my dream home a reality!read more
Jeff Musi
Jeff Musi
16:07 14 Aug 19
Used Liberty Capital for a refinance and was pleased with the ease of getting it done. Everything went smoothly and their automated system was very efficient for information transfer. James and his team did an outstanding job! If you are getting a loan or refinance, I strongly suggest that you contact this team.read more
Jared Kenyon
Jared Kenyon
15:21 14 Aug 19
James is the ultimate professional and was able to make a very stressful process very smooth. He has a unique ability to look at all scenarios in a unique way so that you get the best deal possible. I would definitely recommend James McBain to any friends or family who are looking to purchase or refinance a home.read more
Brian Ramey
Brian Ramey
00:36 21 Jun 19
This is the second time we have worked with James getting financing for a home purchase. He has been amazing to work with both times. He is extremely knowledgeable, responds quickly and just someone you know you can trust- which is extremely important when making such a large purchase. I would recommend James to anyone!read more
Marc s
Marc s
16:33 29 May 19
Ken, James and the whole team at liberty loans are the only people I would ever recommend for a home loan or refi! To put it simply, they just know how to get the deal closed!
Stefanie Villasante
Stefanie Villasante
14:30 29 May 19
Liberty Capitol was great to work with. Ken, James, and ESPECIALLY Laura all made the closing process so smooth and easy. If I needed anything they were an email, phone call, or text away. They kept costs low for me, and saved me money on my closing. If I ever buy another house, I wouldn't hesitate to use them again. Great team, nice people!read more
Lani Ciera
Lani Ciera
13:39 22 May 19
My husband and I just closed on our first home yesterday and we couldn't have done it without James and his amazing team at Liberty Capital Services! James actively worked with us throughout the entire process; helped us to improve our credit, didn't pressure us or make us fear for this huge purchase, and made the entire process enjoyable and stress free! He and his team are amazing and truly care about their clients. Thank you Liberty Capital!read more
Ian Mcmahan
Ian Mcmahan
11:17 22 May 19
If you are thinking of buying or refinancing your new home, well look no further! James from Liberty Capital made our first home buying process effortless and stress free. He and his team were absolutely amazing and we were lucky enough to have worked with them!read more
Alexandra Tran
Alexandra Tran
20:00 22 Apr 19
I had a great experience with Liberty Capital. They made the process extremely easy and I was able to close sooner than expected. They really made the process seamless and I recommend them to anyone looking to buy a home!read more
Robert Moore
Robert Moore
19:42 22 Apr 19
I strongly recommend Liberty Capital. They were straightforward and were extremely FAST and HELPFUL with the entire process. I highly recommend Liberty Capital they were consummate professionals during the mortgage process.read more
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Apply for Your Home Purchase Loan Today

Beautiful homes don’t stay on the Ohio housing market for long, so act fast to close on the property of your dreams. Please call us today at (614) 505-0620 to schedule your consultation for your home purchase loan.

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