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Loan Options
in Ohio

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If you are looking to purchase, build or refinance a home in Ohio, there are many factors to consider when you are choosing a loan product.

The most suitable loan is one which will save you money and allow you enough time to make comfortable, affordable payments on your home for however long you will be residing in it.

At Liberty Capital Services, we can guide you to the most ideal mortgage through our VIP concierge service.

We Offer These Types of Home
Loans in Ohio

Conventional

Many homes in Ohio can be purchased without exceeding the limits set by Fannie Mae and Freddie Mac for conventional conforming loans. We offer fixed and adjustable rates.

FHA

Insured by the Federal Housing Administration, FHA mortgages in Ohio come with down payment as low as 3.5%. Credit requirements are flexible.

VA

A VA loan insured by the Department of Veterans Affairs allows eligible borrowers to purchase a home with zero down.

Jumbo

If you need to borrow more to buy a home in Ohio than Fannie Mae and Freddie Mac allow for conventional financing, a jumbo loan will allow you to move forward with your purchase.

Home Equity Loan

A home equity loan lets you leverage the equity you own in your home for affordable, low interest financing.

USDA

Many parts of Ohio are designated as rural by the US Department of Agriculture. These loans, insured by the USDA, provide affordable financing for low and middle income homebuyers to purchase homes in rural zones.

Reverse Mortgage

Senior borrowers can increase their income and remain in their homes by applying for a reverse mortgage.

ITIN Loans

Is it possible to buy a home as an undocumented immigrant in Ohio? Yes! You do not need to have a social security number to purchase a home in Columbus or anywhere else in the state.

DSCR Loan

If you are planning to invest in real estate in Ohio, California or Florida, you may be looking for a way to qualify that accounts for the revenue the property could generate.

Foreign National

Whether you are a foreign investor looking to purchase residential or commercial properties in Columbus, our Foreign National Loans can help you secure the funding you need.

What Our Clients Are Saying

Bonnie Zhao
Bonnie Zhao
19:19 13 May 24
No regret to choose Liberty Capital. They are capable to provide you the most competitive interest rate and wise suggestion about the loan. James is knowledgeable in the field as the broker. Even without too much contact during paperwork following, he played the pivot role in the backscene to keep everything under control. Laura's hardworking is also remarkable, there are times she worked at night helping me approved on time, due to some unexpected scenarios in the middle. I was referred to James at the beginning and not sure this is the right team, now everything is proved.
Robbie Baskent
Robbie Baskent
22:23 01 May 24
James is awesome to work with. He not only is able to make a deal happen but explains the process with such ease. James and Avel at Liberty Capital are awesome. I WILL be referring my friends and family here.
Regan Burke
Regan Burke
14:58 25 Apr 24
Would recommend! James made the process easy and explained everything thoroughly. Very helpful for a first time homebuyer!
Joseph Lloyd
Joseph Lloyd
21:48 24 Apr 24
Liberty Capital made my first time home buying experience great!! They were really there for me and made this possible even when I didn't believe, thank you!!!
JAYANT MANSH
JAYANT MANSH
21:49 22 Apr 24
Working with Liberty Capital was a breeze. James and the team were responsive, secured us a competitive mortgage rate, and helped us close on our property as planned. Would definitely recommend them!
Jordan
Jordan
19:48 22 Apr 24
I had an amazing experience working with Jason Krasnow at Liberty! I am an out-of-state investor and I wanted to purchase our 2nd multifamily investment property. Jason was recommended by our agent, and I'm so happy we were connected! Jason guided me through the different financing options and helped me realize that I could actually save a significant amount with a cash-out refi rather than the commercial loan I was originally considering. He was a great communicator throughout the process, responding to my texts immediately and regularly being available for calls when I had questions. I was operating on West Coast hours while he was on East Coast, and he would generously respond to me and talk to me both after his work hours and on the weekend. He worked tirelessly to ensure that our financing was completed on time, and through his efforts we were actually able to close about a week earlier than expected! I would highly recommend Jason and I look forward to working with him on future investments!
Mathew Hiser
Mathew Hiser
18:21 22 Mar 24
It was a easy transaction. Every question was answered and communitcation was fast. The closing was quick due to the pre-signing of documents online made it simple to close.
Ann Emerson
Ann Emerson
22:11 16 Mar 24
I highly recommend this terrific team! As a first time buyer, they walked me through the process from start to finish. At Closing it was remarked that I had obtained the best interest rate seen in quite some time...all due to the hard work of Liberty Capital Services!
Arianna Stephey
Arianna Stephey
00:15 14 Feb 24
I had a great experience with everyone at Liberty Capital! They made my first time, home buying experience great and easy! I greatly appreciated everyones help and being willing to accommodate my needs!
jcruz0306
jcruz0306
16:37 08 Feb 24
It’s always a please working with Jason KrasnowHe is always available and on top of all our questions. Jason and his team are amazing.
Darren Herring
Darren Herring
00:37 01 Feb 24
Jason Krasnow was absolutely great to work with in helping us to secure financing for the renovation of our rental properties. We couldn't have been more satisfied with the expert help he provided us in this endeavor. He was always available to answer any questions and to resolve any issues. If you're in the market for a loan, you owe it to yourselves to give him a shout. You won't be disappointed.
Paulina Le
Paulina Le
19:36 10 Jan 24
Jason helped us close a conventional loan for our first investment property. He was always available for questions, very knowledgeable, and got back to me quickly. We shopped around for rates and Liberty had the best rate and lowest fees. We were under contract at the end of 2023, but closing happened on time, as scheduled, even with the holidays. Would definitely work with Jason again for our next deal!
Kha Chieu
Kha Chieu
17:48 04 Jan 24
The team doing wonderful job to help me buying the house. James, Avel and Laura are really helpful and patient enough to answer all my questions and concerns. I truly appreciate it and highly recommended.
Phillip Furlong
Phillip Furlong
01:58 15 Dec 23
Jason and his team are well worth working together. They were prompt to answer, and in some cases late at night and weekends, in order to answer any questions and get paperwork done to meet the deadlines that were put upon us. Highly recommend.
Dan Huber
Dan Huber
21:38 05 Dec 23
Great people Jason was very patient and went the extra mile to get my family in a house thanks a million liberty capital service
Lisa Huber
Lisa Huber
15:15 05 Dec 23
We had the pleasure of working with Jason .He was absolutely terrific! He made sure our questions were answered and understood..If I could give him 20 starts I WOULD!! Thank you for making this as easy as possible Jason !
Dustin Harmeyer
Dustin Harmeyer
17:09 01 Dec 23
Alisha Fatima
Alisha Fatima
23:50 20 Nov 23
Liberty capital in Columbus made a big difference in our financial situation! They had so many more options to get our loan approved and James and his team were great to work with. Laura was always available to answer questions and worked hard to get us a great mortgage. We are very happy with our new home especially business is a short drive from our home. We had the best experience with Liberty Capital!zarqa Ali Sattar Ahmad wife and Faria Ali sister
Heather Jordan
Heather Jordan
20:22 16 Nov 23
Jason krasnow has been one of the best lenders to work with. He is upfront and honest and always willing and able to answer any questions. His quick response to every question made me completely confident in his skills. I highly recommend Jason and Liberty Capital Services!!!
Faria Ali
Faria Ali
13:30 31 Oct 23
I had the pleasure of working with James The experience was nothing short of outstanding. In a world where securing a loan can often feel like navigating a maze, James from Liberty Capital Services was a guiding light, making the process seamless and stress-free. IMO he was more helpful/available/patient than my realtor.Throughout the loan application process, James exhibited a level of responsiveness that was truly remarkable. Whether it was a quick question or a concern that required attention, I could always count on him to promptly address my needs. His level of commitment and dedication is a testament to his exceptional work ethic.In closing, if you're in need of a loan officer who combines expertise, dedication, and a commitment to your financial success, ask for James as he is the professional you can trust.
Tiara Ferguson
Tiara Ferguson
13:08 31 Oct 23
If I could give Liberty Capital 6 stars I would!!!! Specifically loan officer Jason Krasnow deserves a 10 out of 5 star rating as he went completely above and beyond and provided extraordinary customer service with my home purchasing experience and I am extremely impressed and satisfied.I found Jason through a referral while going through a very tough time— I had just concluded a very difficult divorce and wanted to remain in my marital home afterward, however, was uncertain about what I qualified for due to having a brief gap in employment years ago during my marriage. Jason did his due diligence, listened carefully to my situation, and was extremely meticulous, helpful and very knowledgeable about my individual needs. He addressed my concerns, educated me on all my options, and also thoroughly explained the pros and cons of either refinancing or selling my marital home. Based on my individual situation, I ultimately decided it was best to refinance my home, however, I was dreading the refi process as based on my experience getting qualified for a mortgage initially was all a pain and was like putting puzzle pieces together. Jason was a God-send, however, and provided an immense amount of support, guidance, and direction and made the refinance process extremely seamless, efficient, and easy. It was such a relief to have one less thing to worry about during a very stressful and tumultuous time.Even after my closing date, I still had additional follow up questions and although Jason’s work was done with my loan, he continued to be extremely helpful and responsive ( even during nights and weekends!) . I can’t emphasize enough how pleasant my experience was with Jason/ Liberty Loans, and I highly recommend their services to anyone who is in the market for a new home.Thanks again for the wonderful experience!
I recently had the pleasure to work with Jason on the purchase of our first investment property. He probed to be a great professional, very knowledgeable and patient. I mention this because I would be texting him at all hours, but specifically late at night after I got out of the office and he has always promptly responded and always has provided the assistance needed and the info requested. He has gone the extra mile to ensure everything was done the right way, and has also provided good leads for the insurance policy. Since we purchased another house not too long ago, I can compare the experience with our previous broker and Jason has exceeded every expectation we had. I hope we get to work together soon because he made sure the experience, as stressful as it gets, was nonetheless enjoyable. I would highly recommend Jason and his processor, Laura!!!!!
Spencer S
Spencer S
18:25 20 Oct 23
wonderful experience! Jason helped me out in a tight spot and got it done. Can’t go wrong with them!
Sean Leyden
Sean Leyden
11:35 04 Oct 23
It’s my great pleasure to provide my strongest recommendation for Ken and his team at Liberty Capital Services. They successfully led me through the process to obtain a VA home loan recently. They are experts; Liberty Capital got me the lowest possible interest rate, they were always early to the next milestone and there was never a concern about financing being in place for the closing. Thank you Ken and team!
Raihan Ali
Raihan Ali
17:32 03 Oct 23
James, Laura, and team were excellent with handling my home loan details. They answered all my questions with great detail. James really worked hard to get us the best rate possible. We will be repeat customers.
terima nagatani
terima nagatani
05:13 20 Sep 23
I had the pleasure of working with Jason Krasnow. The experience was nothing short of outstanding. In a world where securing a loan can often feel like navigating a maze, Jason from Liberty Capital Services was a guiding light, making the process seamless and stress-free. IMO he was more helpful/available/patient than my realtor.Throughout the loan application process, Jason exhibited a level of responsiveness that was truly remarkable. Whether it was a quick question or a concern that required attention, I could always count on him to promptly address my needs. His level of commitment and dedication is a testament to his exceptional work ethic.In closing, if you're in need of a loan officer who combines expertise, dedication, and a commitment to your financial success, ask for Jason as he is the professional you can trust.
David Krasno
David Krasno
16:34 13 Sep 23
Jason was fantastic! He spent considerable time working the numbers to get me a respectable rate during the spike in interest rates while getting me to where I need to be for my monthly payment. Very communicative via text, email and phone as well as always accessible and responsive to my inquiries. I highly recommend him and LCS for anyone in need of the services they provide. Thank you Jason!
lafontant saintbien
lafontant saintbien
13:41 13 Sep 23
Mr Jason made the whole process so easy to understand and stressed free I’m going to recommend friends and family to this wonderful guy
Matthew Gorman
Matthew Gorman
19:53 08 Sep 23
Thanks to James and his team for getting our loan and financing approved. They did a great job on a quick timeframe!
Kevin Kim
Kevin Kim
14:25 01 Sep 23
I was looking to purchase a property in Columbus OH, and was connected with multiple lenders. That said, Jason at Liberty Capital Services was the person to go to without question.I am a super newby when it comes to real estate investing and Jason diligently walked me through every step. On top of that, he would call me with an update every few days and as a newby investor, that elevated a lot of anxiety as a first time buyer. Also, Jason will answer your phone call any time of the day and doesn't matter what the question is, he will 100% ensure you're taken care of.Not only did Jason provide the best product, he made deals that didn't work, WORK!!I refuse to work with any other lender moving forward, and if you're looking to buy, I HIGHLY RECOMMEND working with Jason at Liberty Capital Services.
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Let Us Help You Choose the Right Loan

If you have questions about these different types of loans, or do not know what type of loan will be most suitable for you, Liberty Capital Services is here to help. During your consultation, we can find out what you qualify for and match you with an ideal loan. To get started, please call (614) 505-0620. We look forward to helping you.

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