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There are several options you need to consider when choosing the closing date on your mortgage. However, there are 3 primary choices that will help determine how much your closing costs will be on your closing date and the impact on the timing of your first mortgage payment. This enables […]
US Home Equity Reaches Record Highs
Despite the pandemic and a slow economy, housing prices are continually rising. As a result, many homeowners have benefited enormous home equity growth over the past several years. According to Black Knight, the mortgage data firm, US homeowners have amassed over $9 trillion in usable equity during 2021, and the […]
Conventional vs. FHA Loans – Which One Is Right For YOU?
When buying your first home, one of the first decisions you’ll need to make is the choice of mortgage loan. While there are several options, conventional loans and Federal housing Administration or FHA loans are the two most common among home buyers. If you’re not sure which one is right […]
Why have Columbus Real Estate Sales been Red Hot in 2021?
If you’ve ever been looking to buy a home in Columbus or the surrounding area and relocate there, this is definitely the time to do it. Although the economy has been on an economic rollercoaster since March of 2020, purchasing real estate here is one of those infrequent opportunities that […]
5 Ways to Determine if You Should Downsize Your Home
Downsizing your home means you’re opting for a smaller property. This could help you cut expenses, get the most out of your current home, or prepare for your retirement. Unfortunately, like any other type of real estate transaction, this isn’t a decision you want to take lightly. If you’ve thought […]
Introducing the Neighborhood Search App by Liberty Capital Services
The home buying process can be very frustrating and stressful, especially if you aren’t working with the right mortgage broker. Unlike the big banks and lenders who can only offer you their in-house loan products, mortgage brokers pair borrowers with the right mortgage lender by acting as the middleman. Furthermore, […]
Can You Refinance Your Home to Pay off Student Loan Debt?
It goes without saying that a lot of the unpredictability in today’s employment market can be attributed to these tough times. As a result, many Americans are suffering with the economic pinch that has resulted, especially those with student loan debt. While many of these individuals felt some temporary relief […]
How do Jumbo and Super-conforming Loans differ?
If you’re considering the purchase of a home in one of the pricier US housing markets, you may need to apply for a special kind of mortgage loan, namely a “jumbo” or “super conforming” loan. It’s important to remember that the Federal Government sets limits or caps on the mortgage […]
How Will the Interest Rate on Your Worthington Home Mortgage Be Affected by The Fed Rate?
While the impact of the federal interest rate is often of little concern to most consumers, it can have a long-range effect on purchasing a home in the future and the mortgage industry in general. The Fed Rate can go up or down although in some cases, it stays flat. […]
Home Equity and Refinancing
Are you still trying to decide whether or not to refinance your home? Maybe you’re a bit apprehensive about doing it while not knowing what’s in store for us in 2021. If you’re unsure about pulling the trigger, there are certain advantages to refinancing that you need to be aware […]
