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For many individuals, purchasing a home can be challenging since it is the single biggest investment they will make in their lifetimes. While the home buying process can often be a complicated and stressful process, a mortgage broker can relieve those issues so you have a more pleasant experience. Whether […]
4 Reasons To Consider a Non-Conforming Home Loan
Most of the standards that are followed by mortgage lenders are set by Fannie Mae and Freddie Mac, GSE’s or government-sponsored enterprises. Mortgages that meet all of these criteria are commonly referred to as “conforming” loans since they conform to the prescribed requirements. However, there are certain times when a […]
5 Housing Market Trends to Watch For in 2022
It’s safe to say that the housing market was agitated by the Coronavirus pandemic over the past year or so. Americans decided they wanted to go bigger and add space, home prices increased significantly, and interest rates plummeted to historical lows. After the record-breaking these past two years, we might […]
How to Lower Your Refinancing Costs
Refinancing your mortgage is similar to closing on your home with one exception – there’s no down payment. Depefnding on your current financial circumstances, the cost of refinancing might not outweigh the overall savings. Refinancing your mortgage could save you thousands or even tens of thousands of dollars over the […]
Best Time of the Month for Closing On a Home
There are several options you need to consider when choosing the closing date on your mortgage. However, there are 3 primary choices that will help determine how much your closing costs will be on your closing date and the impact on the timing of your first mortgage payment. This enables […]
US Home Equity Reaches Record Highs
Despite the pandemic and a slow economy, housing prices are continually rising. As a result, many homeowners have benefited enormous home equity growth over the past several years. According to Black Knight, the mortgage data firm, US homeowners have amassed over $9 trillion in usable equity during 2021, and the […]
Conventional vs. FHA Loans – Which One Is Right For YOU?
When buying your first home, one of the first decisions you’ll need to make is the choice of mortgage loan. While there are several options, conventional loans and Federal housing Administration or FHA loans are the two most common among home buyers. If you’re not sure which one is right […]
Why have Columbus Real Estate Sales been Red Hot in 2021?
If you’ve ever been looking to buy a home in Columbus or the surrounding area and relocate there, this is definitely the time to do it. Although the economy has been on an economic rollercoaster since March of 2020, purchasing real estate here is one of those infrequent opportunities that […]
5 Ways to Determine if You Should Downsize Your Home
Downsizing your home means you’re opting for a smaller property. This could help you cut expenses, get the most out of your current home, or prepare for your retirement. Unfortunately, like any other type of real estate transaction, this isn’t a decision you want to take lightly. If you’ve thought […]
Introducing the Neighborhood Search App by Liberty Capital Services
The home buying process can be very frustrating and stressful, especially if you aren’t working with the right mortgage broker. Unlike the big banks and lenders who can only offer you their in-house loan products, mortgage brokers pair borrowers with the right mortgage lender by acting as the middleman. Furthermore, […]
