Home Refinance
Loans in Ohio

Free Home Refinance Analysis

As a homeowner, chances are good that you follow along with mortgage rates closely. If rates have declined, but you continue to pay the same high interest on your home loan, a refinance might be in order.

Benefits of a Home Refinance in Ohio

Refinancing your loan allows you to obtain a more competitive interest rate than the one you are paying today.

You can change the format of your interest rate through a refinance (switching from fixed to adjustable or vice versa).

If you would like to extend or reduce your loan term, a refinance makes this a possibility as well.

Are there other terms of your mortgage which you currently are not satisfied with? Renegotiate them through a refinance based on your current borrower profile.

Is It Time to Refinance in Ohio?

Here are some of the top reasons why customers refinance in Columbus and throughout the state of Ohio:

Whether your mortgage rate is fixed or adjustable, if interest rates have dropped below what you are paying at present, a refinance could help you reduce your monthly payments.

When you signed on your mortgage, you chose the type of mortgage rate (fixed or adjustable) which best fit your needs at that time of your life. But needs evolve, and perhaps now a different format would suit you better.

If you have had a chance to increase your credit score and decrease your DTI, a refinance may qualify you for a mortgage which is more flexible and accommodating.

Changes in income also may necessitate a refinance in order to keep your home loan as affordable as possible.

If your monthly budget has become strained, a refinance to increase the term of your mortgage may help.

If you want to pay off your home loan early, a refinance to a shorter term can help you circumvent a pre-payment penalty.

What Our Clients Are Saying

Lisa Bowman
Lisa Bowman
18:51 27 Jun 22
Jarrod is hands down the best to work with. Every transaction he has gone the extra mile to make sure I’m getting the best rate and that I am making financially savvy choices. 10/10 would recommend!!
Tyenna Rodriguez
Tyenna Rodriguez
13:39 26 Jun 22
I had the great experience working with Maria. She was extremely helpful and avaliable throughout this entire process. I'm glad I was able to work with her and I will recommend anyone I know in the market to her. Thank you Maria for your exceptional service.
Peter Guirguis
Peter Guirguis
22:18 24 Jun 22
Wow, simply amazing! Jason Krasnow is my loan officer and he has been nothing short of spectacular! He gets me the BEST rates and keeps me updated throughout the entire process. Laura Matthews is a wizard when it comes to helping you with all of the paperwork and loan docs. This powerful duo is the perfect team to get your loan done right! Highly recommend, five stars all the way!
Kelly Ginn
Kelly Ginn
19:37 24 Jun 22
I have worked with Jarrod Singleton and Liberty Capital for many years. My buyers have always been happy with the communication and accuracy provided and if my buyers are happy, I'm happy. Thank you Jarrod!
Alexandra Quintanilla
Alexandra Quintanilla
16:04 24 Jun 22
Maria offers an excellent service! She’s been great to work alongside with, I know my clients are in great hands with her. Thank you for all you do
jason Krasnow
jason Krasnow
14:40 24 Jun 22
Great Rates and Fast Service!
RYAN FARKAS
RYAN FARKAS
13:47 24 Jun 22
Jarrod has helped me and my wife with multiple purchases and a refi. He has always been extremely helpful and honest through the entire process. I won’t take my mortgage needs through anyone else. 10/10 recommend Jarrod.
Jessica Rmz
Jessica Rmz
13:23 24 Jun 22
Conrad Cosey
Conrad Cosey
13:23 24 Jun 22
I had nothing but a great experience with Jarrod and Liberty Capital Services. Jarrod's experience and knowledge was vital in helping us navigate what our next steps should be in this current housing market. Would recommend Jarrod and his team to anyone who is looking for a personable, easy going and efficient experience!
Liza Vondenhuevel
Liza Vondenhuevel
13:16 24 Jun 22
Marolyn
Marolyn
12:50 24 Jun 22
Thank you, Maria for the exceptional service and for always being friendly and available at all time.
Jason B
Jason B
12:47 24 Jun 22
Jarrod was amazing. He walked us through the loan process step by step. He took care of everything he could, leaving us zero stress about the process. Highly recommended.
katushka del pozo
katushka del pozo
12:42 24 Jun 22
Maria is an exceptional loan officer! I wouldn’t want to work with anybody else. Thank you for your assistance throughout the loan process. I will gladly send your way anyone I know that is in the market. Thank you for everything Maria.!
Karina Felipe
Karina Felipe
12:42 24 Jun 22
Jackie liriano
Jackie liriano
12:41 24 Jun 22
Great company to work with. Thank you Maria for helping me through the process.
Rina Gomez
Rina Gomez
12:34 24 Jun 22
Juvenal Romero
Juvenal Romero
12:32 24 Jun 22
Excelente trato, un equipo que te guía, ayuda y ajusta a tus necesidades, sin duda los recomendamos. Gracias
Brittany Walker
Brittany Walker
12:29 24 Jun 22
Where do I begin!?! Jarrod Singleton is amazing & services his clients with the upmost professionalism. He helped me refinance my mortgage, and truly helped make a situation I saw as daunting, but instead made it extremely easy, and beyond beneficial to me. The level of service, check ins, management of the documents and process was by far the best. I would recommend him to ANYONE needing mortgage, refinance, and so on to! I have called him since to advise on my future mortgage scenarios and he walks me through possibilities, and mapping out a plan in place with whatever it may be I have questions about. This goes beyond a transactional service, instead a relationship I have been able to trust for my future decisions as well.
Melinda Dugan
Melinda Dugan
16:43 23 Jun 22
Awesome service and easy to get in touch with. Jarrod is a great problem solver when there is a bump in the road!
Mistaken Savage
Mistaken Savage
14:27 23 Jun 22
Kourtney Klima
Kourtney Klima
14:25 23 Jun 22
Jarrod has helped us TWICE now with buying our homes! He has make the process so early and stress FREE! Which is huge when buying a home. We can’t thank Jarrod enough for all he has done for us!!
Sean Anderson
Sean Anderson
17:00 22 Jun 22
Thien Nguyen
Thien Nguyen
14:36 22 Jun 22
It was great working with James and Laura, they walked us throughout the whole process. James was able to give us a competitive rate and helped with getting us our first home. Thank you!
Patricia Woodson
Patricia Woodson
16:52 13 Jun 22
Awesome company to work with Liberty Capital Bryce Kuhl was so Awesome to work with he was the best if you are looking for a Home Mortgage Company I highly recommend the team at Liberty Capital!!!!!
Suzanna Lynch
Suzanna Lynch
21:54 09 May 22
Ken and James and their staff provide personalized service to my clients and go above and beyond what the typical bank offers to find the best possible loan for each of their customers. Rates and fees are very competitive and shared immediately with customers at the beginning of the process. I highly recommend Liberty Capital to anyone who needs financing for a home purchase.
Thanh Nguyen
Thanh Nguyen
12:25 08 Apr 22
I would like to thank you James McBain as my loan officer and Laura Mathews as my loan professor. They’re very professional. Highly recommended
Michael Spero
Michael Spero
00:40 07 Apr 22
James suggested a great realtor who was able to work with our VA home loan and get us into our first house with a great rate. His team was always available and responsive with answering all of our questions. Would definitely recommend! Thanks James!
Danny Sheftman
Danny Sheftman
02:13 09 Feb 22
The team at Liberty Capital worked me a loan at a great rate, and with very favorable closing costs. They made sure we close on time and were on top of all issues. I highly recommend working with James McBain and his team.
LeAnne Mertens
LeAnne Mertens
22:20 01 Nov 21
James McBain and his team at Liberty were a great joy to work with. They made the loan process of buying a home seemless. I have bought several homes and done several refinances with James and his team and have always had a good result. They are an integral part of my real estate investing team and I am happy to recommend them for any mortgage or refinances you would need.
E W
E W
19:14 19 Oct 21
James is very knowledgeable and stays on his A game. The Liberty team answered all my questions and concerns promptly. Everything went as planned and on schedule. I appreciate all their help and support in this life changing event. I absolutely love my new home!!! Thank you James!!!
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Apply Now for an Ohio Home Refinance

How much money could you save with a refinance on your mortgage? During your consultation, we can help you find out. If you are ready to save money while making your mortgage more ideal for your needs, please give us a call today at (614) 505-0620 to schedule your consultation for your home refinance in Columbus or elsewhere in Ohio.

Free Home Refinance Analysis