Home Refinance
Loans in Ohio

Free Home Refinance Analysis

As a homeowner, chances are good that you follow along with mortgage rates closely. If rates have declined, but you continue to pay the same high interest on your home loan, a refinance might be in order.

Benefits of a Home Refinance in Ohio

Refinancing your loan allows you to obtain a more competitive interest rate than the one you are paying today.

You can change the format of your interest rate through a refinance (switching from fixed to adjustable or vice versa).

If you would like to extend or reduce your loan term, a refinance makes this a possibility as well.

Are there other terms of your mortgage which you currently are not satisfied with? Renegotiate them through a refinance based on your current borrower profile.

Is It Time to Refinance in Ohio?

Here are some of the top reasons why customers refinance in Columbus and throughout the state of Ohio:

Whether your mortgage rate is fixed or adjustable, if interest rates have dropped below what you are paying at present, a refinance could help you reduce your monthly payments.

When you signed on your mortgage, you chose the type of mortgage rate (fixed or adjustable) which best fit your needs at that time of your life. But needs evolve, and perhaps now a different format would suit you better.

If you have had a chance to increase your credit score and decrease your DTI, a refinance may qualify you for a mortgage which is more flexible and accommodating.

Changes in income also may necessitate a refinance in order to keep your home loan as affordable as possible.

If your monthly budget has become strained, a refinance to increase the term of your mortgage may help.

If you want to pay off your home loan early, a refinance to a shorter term can help you circumvent a pre-payment penalty.

What Our Clients Are Saying

Joshua Yakunich
Joshua Yakunich
18:29 14 Oct 19
James was a pleasure to work with. I truly felt like he was working for me, to help me through the process of buying a home. He also offered excellent tips on how to structure the loan when it came to the down payment and buying points. I’d recommend him to anyone.read more
Marcus Gorman
Marcus Gorman
16:08 14 Oct 19
James and his team were incredibly helpful with our refinance. Always available, always helpful and never put out by change requests this was truly a great experience. We look forward to completing our kitchen remodel. Thanks again James and Liberty!!!read more
Bobbi Jo Cea
Bobbi Jo Cea
13:56 15 Aug 19
it's been a few years since I bought real Estate. I can tell though James and his team at Liberty Capital were amazing during the process. They were able to find the product to get my deal done, a rehab loan is a little different. Their team made my dream home a reality!read more
Bobbi Jo Cea
Bobbi Jo Cea
13:56 15 Aug 19
it's been a few years since I bought real Estate. I can tell though James and his team at Liberty Capital were amazing during the process. They were able to find the product to get my deal done, a rehab loan is a little different. Their team made my dream home a reality!read more
Jeff Musi
Jeff Musi
16:07 14 Aug 19
Used Liberty Capital for a refinance and was pleased with the ease of getting it done. Everything went smoothly and their automated system was very efficient for information transfer. James and his team did an outstanding job! If you are getting a loan or refinance, I strongly suggest that you contact this team.read more
Jared Kenyon
Jared Kenyon
15:21 14 Aug 19
James is the ultimate professional and was able to make a very stressful process very smooth. He has a unique ability to look at all scenarios in a unique way so that you get the best deal possible. I would definitely recommend James McBain to any friends or family who are looking to purchase or refinance a home.read more
Brian Ramey
Brian Ramey
00:36 21 Jun 19
This is the second time we have worked with James getting financing for a home purchase. He has been amazing to work with both times. He is extremely knowledgeable, responds quickly and just someone you know you can trust- which is extremely important when making such a large purchase. I would recommend James to anyone!read more
Marc s
Marc s
16:33 29 May 19
Ken, James and the whole team at liberty loans are the only people I would ever recommend for a home loan or refi! To put it simply, they just know how to get the deal closed!
Stefanie Villasante
Stefanie Villasante
14:30 29 May 19
Liberty Capitol was great to work with. Ken, James, and ESPECIALLY Laura all made the closing process so smooth and easy. If I needed anything they were an email, phone call, or text away. They kept costs low for me, and saved me money on my closing. If I ever buy another house, I wouldn't hesitate to use them again. Great team, nice people!read more
Lani Ciera
Lani Ciera
13:39 22 May 19
My husband and I just closed on our first home yesterday and we couldn't have done it without James and his amazing team at Liberty Capital Services! James actively worked with us throughout the entire process; helped us to improve our credit, didn't pressure us or make us fear for this huge purchase, and made the entire process enjoyable and stress free! He and his team are amazing and truly care about their clients. Thank you Liberty Capital!read more
Ian Mcmahan
Ian Mcmahan
11:17 22 May 19
If you are thinking of buying or refinancing your new home, well look no further! James from Liberty Capital made our first home buying process effortless and stress free. He and his team were absolutely amazing and we were lucky enough to have worked with them!read more
Alexandra Tran
Alexandra Tran
20:00 22 Apr 19
I had a great experience with Liberty Capital. They made the process extremely easy and I was able to close sooner than expected. They really made the process seamless and I recommend them to anyone looking to buy a home!read more
Robert Moore
Robert Moore
19:42 22 Apr 19
I strongly recommend Liberty Capital. They were straightforward and were extremely FAST and HELPFUL with the entire process. I highly recommend Liberty Capital they were consummate professionals during the mortgage process.read more
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Apply Now for an Ohio Home Refinance

How much money could you save with a refinance on your mortgage? During your consultation, we can help you find out. If you are ready to save money while making your mortgage more ideal for your needs, please give us a call today at (614) 505-0620 to schedule your consultation for your home refinance in Columbus or elsewhere in Ohio.

Free Home Refinance Analysis

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