Are you in need of down payment assistance? Liberty Capital Services can connect eligible homebuyers with down payment and closing cost assistance through the Provident Funding HomeReady First Program. Below, we explain the full details of this exciting program, and how you can qualify. What is the Provident Funding HomeReady […]
How Your Mortgage Rate Is Affected By Your Credit Score
It’s no secret that your credit score can impact the interest rate on your mortgage. In fact, a 100-point swing could cost you or save you thousands of dollars. A high credit score along with your DTI (debt-to-income ratio) and your financial history will get you the lowest interest rates […]
3 Questions regarding Private Mortgage Insurance (PMI)
Are you confused about the mortgage insurance programs? Most homeowners already know about PMI or private mortgage insurance whereas most prospective home buyers may not be familiar with the term. PMI is a specific kind of insurance attached to a mortgage loan when the buyer (borrower) doesn’t put down at […]
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