Mortgage Broker in Columbus OH | Home Loans | 614-505-0620
Liberty Capital Services is a 5 Star residential mortgage broker in Columbus OH that can help with many types of home loans. Call us today at 614-505-0620.
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What Is a Debt-to-Income Ratio and How Does it Affect Your Mortgage Approval?
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Understand the different loan types to figure out which ones might be right for you.
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Before purchasing a home, most buyers will need to qualify for a mortgage. In order to be approved, a buyer will need to prove to a lender that they are capable of paying the mortgage payments and household expenses as well as having a responsible financial history. Lenders do this -
If you’re looking for mortgage financing, you may have already come across the term debt-to-income ratio or DTI. This figure will play an important part in whether you get mortgage financing and the amount of financing that is available to you. Comparing Debt to Income Your DTI ratio is a -
When you are mortgage shopping, you’re often confronted with a confusing array of rates, terms, lending criteria and on and on. One of those options is the term of the loan. Both 15-year mortgages and 30-year mortgages have their own set of pros and cons. You should consider these against
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If you are ready to be matched with your ideal loan, please give us a call today at (614) 505-0620 to schedule your free consultation. We look forward to meeting you and helping you to achieve your mortgage goals.
Liberty Capital Services LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
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