Commercial Loans

Conventional - often the best option for a business that is not eligible for an SBA loan.  This program serves businesses that require long-term financing for owner-occupied real estate.

 Lines of Credit - ideal for a company seeking flexibility in their funding needs;  unsecured.

 SBA - provides borrowers with longer repayment terms and larger loan amounts than are traditionally available to small businesses.  SBA loan terms typically range from 7 to 25 years and are fully amortized.

 Mezzanine - are similar to second mortgages, except a mezzanine loan is secured by the stock of the company that owns the property, as opposed to the actual real estate.

 Cash Out Refinance - allows the borrower to cash out some or all of the available equity to help     consolidate debt, improve liquidity or take advantage of business opportunities.

 Bridge - is a loan used for a small period of time until permanent financing is attained.  Bridge loans are a great solution for a timely acquisition or other opportunity as they allow an investor to act quickly.

 Second Mortgage - is normally used in conjunction with a first loan.  Typically, the second mortgage will have a term of no less than (5) years with interest only payments available.

 Construction - is a loan used to construct and/or improve real property, with the land and improvements as collateral for the loan.  Up to 100% of cost of construction is available.

 Private Money - is a short term loan used for acquisitions, turnaround situations, foreclosures and bankruptcies.   Private money real estate loans are ideal for borrowers who are unable to obtain funding through conventional sources.